Month: October 2011

Commercial loan borrowers are constantly asking for commercial loan products with ten, fifteen, twenty, and thirty-year fixed rates and terms.  What many borrowers do not understand, especially first time commercial loan borrowers, is that long-term fixed rates over five-years are rare and don’t really exist in the commercial loan marketplace, with a few exceptions. The…

With all of the new regulations and changes in FDIC policy following the banking crash, one of the areas that has been effected significantly is commercial loan appraisals. The changes in how Banks must now handle commercial appraisals are having a resounding effect on the industry and commercial loan borrowers. In the old days a…