The Bank of Tampa offers commercial banking services. The company provides financial services to professionals and owner-managed businesses in Florida. It offers lending services, including term loans, real estate loans, small business administration loans, lines of credit, equipment leasing, and business credit cards with rewards; real estate lending services, such as permanent financing for income-producing properties, construction loans for commercial properties, and construction lines for builders; transaction services, including personal and commercial online banking, mobile banking, international banking, and commercial insurance services; customized lending, cash management, and referral services for businesses; and other services for CPAs. The company also provides checking accounts and other deposit accounts, rewards programs for credit and check cards, Webpay services, and credit cards; association services, such as operating and reserve account, commercial online banking, credit and debit card payment, lockbox, automated clearing house, lending, and billing and reporting services; and wealth management services, including trust, trust and agency, administrative, and investment management services, as well as assists with intergenerational wealth transfer, tax planning, business succession planning, money management, and specialized trust management. The Bank of Tampa was formerly known as Independent Bank of Florida and changed its name to The Bank of Tampa in January 1985. The company was founded in 1973 and is based in Tampa, Florida. The company has banking offices in Armenia, Bayshore, Brandon, Carrollwood, Downtown, Pinellas Division, Sunset Park, Tampa Palms, Waters, and Westshore. The Bank of Tampa operates as a subsidiary of Tampa Bay Banking Company.